Reverse Mortgage Company in San Carlos
Meet Andy Block
Andy Block
C2 Certified Reverse Mortgage Specialist
NMLS #293174 | DRE #01096311
San Carlos California Reverse Mortgage Broker
Andy Block and C2 Financial make one of San Carlos' most trusted and reliable teams to talk with in the Bay Area if you are interested in a reverse mortgage – from San Bruno to Palo Alto and right throughout San Mateo County.
Andy is an established mortgage professional with more than 30 years of experience in the industry.
His passion is demonstrating to individuals and families how they can use reverse mortgages to extract the most from their assets and secure their financial futures.
Andy comes from a background in mortgage banking and wealth management and loves to advise his clients about effective financial decisions that support their lifestyle not just for today but the rest of their lives.
He ensures everyone who invests in a reverse mortgage has a thorough understanding of how they work and is aware of all the options available to them.
Andy loves meeting and working with new people and while he is based in the Bay Area, he is able to assist interested parties anywhere in California.
His commitment to all his clients is simple.
“I’ll manage the loan process, provide the support and information you need and help close your loan quickly and efficiently,” Andy said.
“I’ll be available to answer all of your questions and help you find solutions so you can achieve your financial goals.”
There is no better recommendation than word of mouth and Andy relies upon it.

That’s why he will always go the extra yard for all of his clients.
“I am absolutely dedicated to creating long-term relationships, referrals and repeat business,” he said.
What is a reverse mortgage?
For a financial tool still regarded with some scepticism and too often overlooked, a reverse mortgage punches way above its weight.
Maybe you are overlooking its awesome power too!
If you are a senior who is at least 62 years of age and is asset rich but cash poor, it might well be perfect for you.
It works by converting the equity you have in your home into cold, hard cash.
This in turn allows you to remain in your home instead of having to consider the unpleasant prospect of selling up, just to be able to afford your retirement.
Instantly, your disposal income skyrockets and you can begin planning to enjoy all the things you have been missing out on.
Those overseas vacations can become a reality, those home renovations can be booked, splashing out on little things like nice dinners or spoiling the grandchildren are all affordable.
Funds can be made available in many different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, a reverse mortgage does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the savviest ways homeowners can rid themselves of financial woes and give their standard of living a real boost.
House prices in San Carlos have risen 7.5% to an average of $2,455,567 in the past 12 months*. (https://www.zillow.com/home-values/6916/san-carlos-ca/).
There are already 924 people in or nearby San Carlos who have a reverse mortgage with 45 of them purchasing one in the last 12 months alone*.
About San Carlos, California
San Carlos, California is a picturesque Peninsula city known for its small-town charm, tree-lined streets, and vibrant community atmosphere. Nestled between Belmont and Redwood City, San Carlos offers a welcoming environment with a perfect blend of suburban comfort and urban accessibility. With its inviting downtown, top-rated schools, and easy access to both San Francisco and Silicon Valley, it's no surprise that San Carlos is one of the Bay Area's most desirable places to live.
At the heart of San Carlos is Laurel Street, a lively downtown stretch filled with boutique shops, family-owned restaurants, local bakeries, and cozy coffee spots. The city is also home to the Hiller Aviation Museum, a unique attraction celebrating aviation history with vintage aircraft and interactive exhibits. Residents enjoy a variety of outdoor spaces like Burton Park and Eaton Park, as well as nearby hiking trails in the Pulgas Ridge Open Space Preserve.
San Carlos is known for its strong sense of community, with annual events such as Hometown Days, the Art & Wine Faire, and holiday parades that bring neighbors together year-round. The city also places a strong emphasis on education, making it a popular choice for families. Its central location along the Caltrain line makes commuting convenient, while still offering a peaceful, residential feel.
As a reverse mortgage loan officer serving San Carlos, I help local homeowners unlock the value of their homes to create greater financial peace of mind in retirement. Whether you're looking to age in place, reduce monthly expenses, or access funds for long-term plans, I provide personalized guidance every step of the way. With its strong community spirit, walkable neighborhoods, and ideal location, San Carlos is a wonderful place to enjoy the next chapter of life.
Contact Your Reverse Mortgage Lender Near You in San Carlos California Today.
Andy and his C2 Financial team look forward to your call to help you gain a better understanding of how a reverse mortgage may change your life for the better.
Please call Andy at (650) 832-9274 for a no obligation chat and assessment of your position.
*As of May 2025
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