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Berkeley Reverse Mortgages

Reverse Mortgage Company in Berkeley

Meet Andy Block

Andy Block Reverse Mortgages

Andy Block

C2 Certified Reverse Mortgage Specialist

NMLS #293174 | DRE #01096311


(650) 832-9274

 

 

Berkeley California Reverse Mortgage Broker

Andy Block and C2 Financial make one of Berkeley's most trusted and reliable teams to talk with in the Bay Area if you are interested in a reverse mortgage – from San Bruno to Palo Alto and right throughout San Mateo County.

Andy is an established mortgage professional with more than 30 years of experience in the industry.

His passion is demonstrating to individuals and families how they can use reverse mortgages to extract the most from their assets and secure their financial futures.

Andy comes from a background in mortgage banking and wealth management and loves to advise his clients about effective financial decisions that support their lifestyle not just for today but the rest of their lives.

He ensures everyone who invests in a reverse mortgage has a thorough understanding of how they work and is aware of all the options available to them.

Andy loves meeting and working with new people and while he is based in the Bay Area, he is able to assist interested parties anywhere in California.

His commitment to all his clients is simple.

“I’ll manage the loan process, provide the support and information you need and help close your loan quickly and efficiently,” Andy said.

“I’ll be available to answer all of your questions and help you find solutions so you can achieve your financial goals.”
There is no better recommendation than word of mouth and Andy relies upon it.

Berkeley, California
Caption: Berkeley, California. Credit: Wikimedia Commons.

That’s why he will always go the extra yard for all of his clients.

“I am absolutely dedicated to creating long-term relationships, referrals and repeat business,” he said.

What is a reverse mortgage?

For a financial tool still regarded with some scepticism and too often overlooked, a reverse mortgage punches way above its weight.

Maybe you are overlooking its awesome power too!

If you are a senior who is at least 62 years of age and is asset rich but cash poor, it might well be perfect for you.

It works by converting the equity you have in your home into cold, hard cash.

This in turn allows you to remain in your home instead of having to consider the unpleasant prospect of selling up, just to be able to afford your retirement.

Instantly, your disposal income skyrockets and you can begin planning to enjoy all the things you have been missing out on.

Those overseas vacations can become a reality, those home renovations can be booked, splashing out on little things like nice dinners or spoiling the grandchildren are all affordable.

Funds can be made available in many different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.

As long as the terms of the loan are met, a reverse mortgage does not require repayment until either the homeowner sells or the last surviving borrower passes away.

It’s one of the savviest ways homeowners can rid themselves of financial woes and give their standard of living a real boost.

House prices in Berkeley have dropped slightly by 0.9% to an average of $1,454,966 in the past 12 months*. (https://www.zillow.com/home-values/16992/berkeley-ca/).

There are already 2,837 people in or nearby Berkeley who have a reverse mortgage with 122 of them purchasing one in the last 12 months alone*.

About Berkeley, California

Berkeley, California, is a vibrant and eclectic city nestled in the East Bay of the San Francisco Bay Area, known for its dynamic blend of culture, innovation, and natural beauty. Located in Alameda County, just 10 miles northeast of San Francisco, Berkeley sits along the sparkling shores of the San Francisco Bay, with the scenic Berkeley Hills rising to the east. Its mild Mediterranean climate, featuring warm, dry summers and cool, wet winters, creates an inviting environment year-round. With easy access to major highways, BART stations, and nearby Oakland and San Francisco, Berkeley offers a perfect mix of urban energy and small-town charm, making it an ideal place to call home.

Steeped in history, Berkeley emerged in the late 19th century, named after philosopher George Berkeley, and quickly grew into a hub of intellectual and cultural significance. Home to the University of California, Berkeley, founded in 1868, the city has long been a beacon of progressive thought, playing a pivotal role in the free speech movement of the 1960s and fostering a legacy of activism and innovation. This rich heritage is reflected in landmarks like the historic UC Berkeley campus, the bustling Telegraph Avenue, and the iconic Sather Gate, which continue to draw residents and visitors alike. Berkeley’s diverse neighborhoods, from the lively Downtown to the serene North Berkeley hills, embody its unique spirit of creativity and community.

Berkeley is a haven for those seeking a vibrant lifestyle, with an abundance of recreational and cultural attractions. The city boasts treasures like Tilden Regional Park, offering hiking trails, a botanical garden, and stunning bay views, while the Berkeley Marina provides opportunities for sailing and waterfront strolls. The thriving arts scene, with venues like the Berkeley Repertory Theatre and a diverse array of restaurants along Shattuck and Solano Avenues, reflects the city’s multicultural vibrancy. With top-rated schools, farmers’ markets, and a strong sense of community, Berkeley offers residents a dynamic yet welcoming environment that celebrates both tradition and progress.

As a reverse mortgage loan officer serving Berkeley, I understand the financial aspirations of homeowners in this inspiring community. A reverse mortgage can help you tap into your home’s equity to fund retirement goals, home improvements, or greater financial freedom, allowing you to remain in the city you love. I’m here to offer personalized guidance, ensuring you have the information and support needed to make confident decisions that enhance your financial future in Berkeley.

Contact Your Reverse Mortgage Lender Near You in Berkeley California Today.

Andy and his C2 Financial team look forward to your call to help you gain a better understanding of how a reverse mortgage may change your life for the better.

Please call Andy at (650) 832-9274 for a no obligation chat and assessment of your position.

*As of May 2025

 

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