Reverse Mortgage Company in Alameda
Meet Andy Block
Andy Block
C2 Certified Reverse Mortgage Specialist
NMLS #293174 | DRE #01096311
(650) 832-9274
Alameda California Reverse Mortgage Broker
Andy Block and C2 Financial make one of Alameda's most trusted and reliable teams to talk with in the Bay Area if you are interested in a reverse mortgage – from San Bruno to Palo Alto and right throughout San Mateo County.
Andy is an established mortgage professional with more than 30 years of experience in the industry.
His passion is demonstrating to individuals and families how they can use reverse mortgages to extract the most from their assets and secure their financial futures.
Andy comes from a background in mortgage banking and wealth management and loves to advise his clients about effective financial decisions that support their lifestyle not just for today but the rest of their lives.
He ensures everyone who invests in a reverse mortgage has a thorough understanding of how they work and is aware of all the options available to them.
Andy loves meeting and working with new people and while he is based in the Bay Area, he is able to assist interested parties anywhere in California.
His commitment to all his clients is simple.
“I’ll manage the loan process, provide the support and information you need and help close your loan quickly and efficiently,” Andy said.
“I’ll be available to answer all of your questions and help you find solutions so you can achieve your financial goals.”
There is no better recommendation than word of mouth and Andy relies upon it.
That’s why he will always go the extra yard for all of his clients.
“I am absolutely dedicated to creating long-term relationships, referrals and repeat business,” he said.
What is a reverse mortgage?
For a financial tool still regarded with some scepticism and too often overlooked, a reverse mortgage punches way above its weight.
Maybe you are overlooking its awesome power too!
If you are a senior who is at least 62 years of age and is asset rich but cash poor, it might well be perfect for you.
It works by converting the equity you have in your home into cold, hard cash.
This in turn allows you to remain in your home instead of having to consider the unpleasant prospect of selling up, just to be able to afford your retirement.
Instantly, your disposal income skyrockets and you can begin planning to enjoy all the things you have been missing out on.
Those overseas vacations can become a reality, those home renovations can be booked, splashing out on little things like nice dinners or spoiling the grandchildren are all affordable.
Funds can be made available in many different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, a reverse mortgage does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s one of the savviest ways homeowners can rid themselves of financial woes and give their standard of living a real boost.
House prices in Alameda have dropped slightly by 1.0% to an average of $1,186,344 in the past 12 months*. (https://www.zillow.com/home-values/16697/alameda-ca/).
There are already 2,341 people in or nearby Alameda who have a reverse mortgage with 97 of them purchasing one in the last 12 months alone*.
About Alameda, California
Alameda, California, is a charming island city in Alameda County, nestled along the San Francisco Bay, just a short ferry ride or bridge crossing from Oakland and San Francisco. Known for its tree-lined streets, historic architecture, and small-town feel, Alameda offers a serene escape with stunning waterfront views and easy access to the vibrant Bay Area. Its mild Mediterranean climate, featuring warm, dry summers and cool, wet winters, creates an inviting environment for residents year-round. With its walkable neighborhoods, proximity to BART, and convenient ferry services, Alameda blends tranquil island living with urban connectivity, making it a delightful place to call home.
Steeped in history, Alameda was established in the mid-19th century and grew as a key naval and industrial hub, with the former Naval Air Station Alameda playing a significant role during World War II. The city’s rich past is evident in its well-preserved Victorian homes, the historic Alameda Theatre, and the iconic USS Hornet, now a museum ship docked at the waterfront. Alameda’s legacy as a tight-knit community continues to thrive, with its diverse neighborhoods like the Gold Coast and West End fostering a strong sense of belonging and pride among residents.
Alameda is a haven for those seeking a vibrant yet relaxed lifestyle, with an array of recreational and cultural attractions. Residents enjoy the scenic beauty of Crown Memorial State Beach, perfect for kayaking, windsurfing, or leisurely walks along the shore, while Robert W. Crown Memorial Park offers green spaces for picnics and family gatherings. The bustling Park Street district features charming shops, diverse restaurants, and lively community events, reflecting Alameda’s cultural vibrancy. With top-rated schools, farmers’ markets, and annual festivals, Alameda provides a welcoming environment that balances coastal charm with modern conveniences.
As a reverse mortgage loan officer serving Alameda, I understand the financial aspirations of homeowners in this unique island community. A reverse mortgage can help you tap into your home’s equity to fund retirement goals, home improvements, or greater financial freedom, allowing you to remain in the city you love. I’m here to offer personalized guidance, ensuring you have the information and support needed to make confident decisions that enhance your financial future in Alameda.
Contact Your Reverse Mortgage Lender Near You in Alameda California Today.
Andy and his C2 Financial team look forward to your call to help you gain a better understanding of how a reverse mortgage may change your life for the better.
Please call Andy at (650) 832-9274 for a no obligation chat and assessment of your position.
*As of May 2025
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